People who consider bankruptcy or who have been in serious financial trouble and have a poor credit rating, fear above all that they will never again qualify to obtain a home mortgage loan. Some lenders may automatically reject an application from an individual with a poor credit rating with the rejection going on record to further damage the person's rating. This need not be the case.
Bad Credit Ratings and Mortgages
Mortgages and re-mortgages are available for those with credit problems. The best thing to do is approach a specialist mortgage provider who may be able to help without damaging a credit rating even further.